Terms of Service

1. Acceptance of Terms

By accessing or using Owavera ("we", "us", "our") at owavera.com, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our platform.

2. Service Description

Owavera is an AI-powered African fintech and crypto intelligence platform. We monitor publicly available news sources and use artificial intelligence to synthesise timely intelligence briefs focused on stablecoins, DeFi, African fintech, CBDCs, markets, and regulation. Every article links to its primary source and identifies the original publisher.

Content is generated using artificial intelligence (Claude, by Anthropic) based on publicly available news sources. We do not claim original reporting. For a detailed explanation of our editorial process, see our About page.

3. Not Financial Advice

4. Intellectual Property

Owavera's AI-generated intelligence briefs, platform design, and brand are owned by Owavera. Unauthorised reproduction, redistribution, or commercial use of our content without written permission is prohibited.

Source articles remain the property of their respective publishers. All source articles are attributed and linked in accordance with fair use principles. If you are a publisher and believe content on our platform violates your copyright, please contact us at [email protected] and we will investigate promptly.

5. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. Do not share your password with others. You are responsible for all activity that occurs under your account.

Owavera reserves the right to suspend or terminate accounts that:

• Violate these Terms of Service
• Attempt to scrape, copy, or redistribute platform content at scale
• Use automated tools to access the platform without authorisation
• Engage in harassment, abuse, or any unlawful activity

To register an account you must be at least 18 years of age.

6. Affiliate Links & Advertising

Articles on Owavera may contain affiliate links to third-party platforms (including Yellow Card, Luno, Binance, Coinbase, and Ledger). We may earn a commission if you register or transact through these links at no additional cost to you. Affiliate relationships do not influence our editorial coverage.

We display advertising served by Google AdSense. Ad placement does not imply endorsement of advertised products or services.

7. Limitation of Liability

Owavera is provided "as-is" and "as-available" without warranty of any kind, express or implied. We do not warrant that the platform will be uninterrupted, error-free, or free of harmful components.

To the fullest extent permitted by applicable law, Owavera and its operators shall not be liable for:

• Any financial losses or investment decisions made based on content published on this platform
• Service interruptions, data loss, or technical failures
• Inaccuracies in AI-generated content
• Actions of third-party platforms reached through affiliate or external links

8. Privacy

Your use of Owavera is also governed by our Privacy Policy, which is incorporated into these terms by reference. By using this platform, you consent to the data practices described in the Privacy Policy.

9. Changes to These Terms

We may update these Terms of Service from time to time. When we do, we will update the "Last updated" date at the top of this page. Continued use of Owavera after changes take effect constitutes acceptance of the revised terms.

10. Governing Law

These Terms of Service are governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes arising from or relating to these terms or your use of Owavera shall be subject to the exclusive jurisdiction of the High Court of South Africa, Eastern Cape Division, Gqeberha.

11. Contact

For legal matters, copyright notices, or questions about these terms, contact us at [email protected] or via our contact page.